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Find the Kentucky home of your dreams!

Our inventory goes fast due to our easy home purchase programs.  If you don't find what you are looking for here, chances are we'll have a house in inventory soon that will meet your needs.  Be sure to request a Free Consultation to see if you qualify for one of our Ky Homes.

You Can Own Your Own Home!

Own Your Own Home

If you're like most people, you dream about buying a nice home in a nice neighborhood. Well, here's your chance to make your dream come true! If you can afford a reasonable down payment and monthly payments, you could easily qualify for one of our exciting home purchase programs!

Our easy-qualifying Rent-to-Own Program moves you in today with a reasonable down payment and affordable monthly payments. We will work to help you qualify for traditional financing later!

Our American Dream Homeownership Program requires no bank financing and gives you all the benefits of home ownership! Enjoy immediate occupancy, tax breaks, and the pride of owning your own home!

Good, Bad or Ugly Credit is OK!
Perhaps one of these situations applies to you: self-employed, short job history, past or present financial problems. Don't worry, these problems don't scare us!

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Who We Are

We are a multi-service real estate company who BUYS, REPAIRS, MANAGES, and SELLS HOMES.

We work with Lexington, KY area Buyers who want to secure a home, live in it now and want to explore all options in how, when and what type of financing they will get to buy the home.

We work with Buyers who want to move into the property now before they complete the tedious loan application and loan processing delays.

We work with all types of Buyers and situations. Some need time to alleviate a shortage of down payment, some need time to solve credit issues, some just want to "try-out" the house, schools or neighborhood.

After our Tenant/Buyers move in, we work with lenders to get them "seasoned", so they can qualify for a new loan and then buy the property.

This gives us a very large pool of Buyers who make great customers and allow us to buy and sell very quickly.

FAST - FRIENDLY - FLEXIBLE!

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We Work With Buyers Who...

Need a no hassle, fast, friendly transaction

Need a quick and flexible home purchase

Need time to work out credit issues

Need a fair price

Need a reasonable down payment and monthly payments

Need quick attention

Need clear, easy-to-read, understandable paperwork

Need a guaranteed savings program to build up enough down payment

Need someone who understands their problems and can provide solutions WE WANT TO WORK WITH YOU!

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How We Help

Our Rent-to-Own Program

With 3-5% down as an Option-to-Buy Fee you can qualify for our "Homeowner in Training" Program giving you time to improve your credit and build up your necessary down payment.

You can earn a fixed monthly credit toward your future down payment.

Once your credit has improved or you have accumulated enough down payment you can qualify for a traditional low rate bank loan or you may choose to convert to our easy qualifying "American Dream" Homeownership Program.

This program is perfect for those with credit issues or those who haven't saved enough down payment or just want to "test-out" the neighborhood, the schools or the house.

Our American Dream Homeownership Program

Requires no bank financing or bank qualifying.

You can increase your take home pay. You get to deduct interest payments and property taxes from your income taxes. This lowers your income taxes and allows you to increase your deductions.

Requires a percentage of the purchase price as down payment. You can choose to pay more and that will lower your monthly house payment.

You can receive all the benefits of homeownership NOW without the hassle of bank financing.

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How We Benefit You

We can close fast - if necessary, within 24 hours - or, we can fit your schedule. You can move in as soon as you are approved by us.

We can work with non-traditional credit. We can accept any credit as long as the down payment meets our requirements.

We can offer you a fair price and reasonable monthly payments.

We can work with you on the timing of your move.

If you have a house you need to get rid of, we have solutions for you whether your house needs repairs, or you are relocating, behind on payments, divorcing, changing jobs, or just don't want to have renters destroy your home. If your home qualifies, we might even be able to trade!

If you are not FULLY SATISFIED with the terms of our Agreement at the time you take our home off the market, we will part as friends and not do business together.

FAIR - HONEST - RELIABLE

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FAQ's

Frequently Asked Questions.


Do you arrange owner financing for the homes you sell?
Yes, we sell many homes with owner financing or by creating Rent-to-Own situations. We also work closely with licensed mortgage brokers who work with many lenders to find the right loan for you.

Do I need to qualify to buy a home?
We are not extremely interested in your past credit status. Your ability to make reasonable monthly payments and your desire to be a homeowner now is what is really important to us.

How can I buy a home when I have bad credit?
You can't through conventional lenders, but you can with our help. We can setup owner financing or by creating Rent-to-Own situations to help improve your credit over time. We also work with mortgage brokers who may be able to arrange a loan for you.

How much down payment do I need?
We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. You can even start out on our Rent-to-Own program and then move to our owner financing program at a later date when you have the additional money.

What other methods of down payment are accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades.

Do you offer down payment assistance programs?
Yes, we do. Many times, if you are a bit short on your down payment, we can set up a monthly payment plan spread out over 6 to 12 months.

How does your Rent-to-Own Program Work?
We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them the time they need to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. 100% of your option fee/down payment is credited toward the purchase price of the home, plus you may be eligible to receive a monthly credit towards the purchase price every time you pay your lease on time.

What is the interest rate on your home purchase programs?
We are flexible with our terms to meet your needs. Typical interest rates range from 7.5% to 10.5% depending on your down payment and application. All credit is accepted and applications are necessary to verify income and employment.

I love the home, what is the next step?
All we need is your application. You can even fax it to us for fast processing! We will then contact you within 24 to 48 hours once we are able to verify your income and employment. Please keep in mind that our homes go quickly, so time is of the essence.

The home I wanted has been sold… can you find me another one? Yes we can. Our homes go fast, so the best thing you can do is join our online VIP Buyers List. Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home. Click here to join our VIP Buyers List now!

Do you work with investors?
Yes, we can help you whether you are just beginning or if you are an experienced property owner. We can supply you with properties needing repairs at wholesale prices or those already repaired and with or without tenants occupying them.

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